Public Provident Fund (PPF) account has a 15-year lock-in. Funds can be accessed only at the end of that period. However, partial withdrawals are allowed subject to certain conditions. One is allowed withdrawal of up to 50% of balance in the account after completion of five years from the end of the year in which the initial subscription was made.
from Times of India http://bit.ly/2LIoMlz
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